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Michigan Legacy will pay for your appraisal and title report when you purchase a home or refinance (new money only). Don’t be confused, a lower interest rate can cost you thousands more in interest over the life of the loan if the fees are higher. Let us compare your loan estimate to ensure you are making the best financial decision on the largest purchase you will make.

Interested? Take a look at our mortgage page. To connect with a representative, text 248-409-3150 or use our video portal.


Access and manage your money from anywhere, anytime with our desktop and mobile banking!


Pay Me Now you can access your paycheck or direct deposit up to 2 days early, through online banking and the mobile app.  When you look at ACH Transactions in mobile banking or online banking, click the “Post Now” button.  There is a $15.00 fee and it must be in your account before you can click on the button with Pay Me Now. 


To stay up to date make sure we have your current email, follow us on Facebook, Instagram, LinkedIn, Twitter, You Tube and TikTok.  You will get up to date announcements, chances to win prizes and current important information.


Effective July 6th, 2020, Michigan Legacy CU has a new branch location.  The branch is anywhere you are, it is as close as your phone, computer or tablet.  You can connect via video and conduct all non-cash transactions such as open an account, change an address, apply and close a new loan including mortgages.  It is safe and you will experience the same service you are used to in our branch lobbies, without the travel. Check us out today or Download our new Branch app.

COVID19 Resources

Michigan Legacy has resources available to assist you if you have experienced a disruption in Payroll/Income.  There are multiple options to help you through these difficult times.  Options include low interest rate loans, deferred payments and so much more.  Let us customize a “Tailor Made” solution made to fit you, rather than you fitting into a box.  Call us at 800-552-8643, text HELP to 248-409-3150, email us at  and coming soon you will be able to complete all your transaction through our new VIDEO platform.