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Michigan Legacy can help you take the stress out of the holidays with our Holiday Loan special. Maximum loan amount is up to $5,000, with maximum term of up to 12 months at 5.99%.  Subject to credit approval. Click here to apply  


Michigan Legacy has returned over $2,522,462.00 in fee waivers this year to our member/owners.  At a time when we all need a little help, your financial cooperative is giving back in a BIG way.  When you utilize the services we offer, your waivers increase…the more you use the less you pay.  That’s the Cooperative Difference.


Effective July 6th, 2020, Michigan Legacy CU has a new branch location.  The branch is anywhere you are, it is as close as your phone, computer or tablet.  You can connect via video and conduct all non-cash transactions such as open an account, change an address, apply and close a new loan including mortgages.  It is safe and you will experience the same service you are used to in our branch lobbies, without the travel. Check us out today or Download our new Branch app 

Credit Card Offer

COVID19 Resources

Michigan Legacy has resources available to assist you if you have experienced a disruption in Payroll/Income.  There are multiple options to help you through these difficult times.  Options include low interest rate loans, deferred payments and so much more.  Let us customize a “Tailor Made” solution made to fit you, rather than you fitting into a box.  Call us at 800-552-8643, text HELP to 248-409-3150, email us at  and coming soon you will be able to complete all your transaction through our new VIDEO platform.

Special Hours

Due to COVID19 hours and accessibility are changing quickly to stay up to date, check your home banking messages, emails and social media.  Our call center is open until 11 p.m. Eastern Time Monday – Friday and until 5 p.m. on Saturday. 

NEW* Webchat in home banking is now available.  Stay tuned for more information on new ways to access Michigan Legacy.