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See something you’re interested in? Click on the bubbles below to call, text, email or video chat with one of our representatives now!

Call us at 8005528643


Text us at 2484093150


Send us an email


Video Chat

Video Chat


Starting December 13th, there will be one winner a day who will receive their debit or credit purchase back.  Watch each day on social media as we announce our winners, play along it’s not too late.  If you don’t have a debit or credit card get one now.  Make sure to add your debit or credit card to PayPal or Apple Pay for more chances to win….you could be a lucky winner. 

Holiday Loan Special

Get your Holiday shopping done early with our Holiday Loan Special.  Annual Percentage Rate is 5.99%*, for 24 months. Apply on our Video Chat (Michigan Legacy Credit Union ( or Home Banking, by text 248-409-3150, email at  

*minimum loan amount $500, subject to credit approval. 


Let Michigan Legacy Credit Union walk you through the mortgage loan purchase or refinance your existing loan.  Our experts are here to guide you through the biggest investment you will make.  Apply through our Video chat (Michigan Legacy Credit Union us today for more details.  Text us at 248-409-3150 or email us at Michigan Legacy is an equal housing opportunity lender, NMLS#493594


Get paid early with our Pay Me Now feature, for a $15.00 fee* you can have your payroll or direct deposit posted early into your account.  Video chat (Michigan Legacy Credit Union ( us today for more details.  Text us at 248-409-3150 or email us at

* The $15.00 fee must be in your account before the ACH can be posted early. 

Did You Know

By adding your debit and credit card to Apple Pay and PayPal, payments are made easy by choosing the card of your choice in each.  These transactions are also eligible in our contests and giveaways.


To stay up to date make sure we have your current email, follow us on Facebook, Instagram, LinkedIn, Twitter, You Tube and TikTok.  You will get up to date announcements, chances to win prizes and current important information.


Effective July 6th, 2020, Michigan Legacy CU has a new branch location.  The branch is anywhere you are, it is as close as your phone, computer or tablet.  You can connect via video and conduct all non-cash transactions such as open an account, change an address, apply and close a new loan including mortgages.  It is safe and you will experience the same service you are used to in our branch lobbies, without the travel. Check us out today or Download our new Branch app.

COVID19 Resources

Michigan Legacy has resources available to assist you if you have experienced a disruption in Payroll/Income.  There are multiple options to help you through these difficult times.  Options include low interest rate loans, deferred payments and so much more.  Let us customize a “Tailor Made” solution made to fit you, rather than you fitting into a box.  Call us at 800-552-8643, text HELP to 248-409-3150, email us at  and coming soon you will be able to complete all your transaction through our new VIDEO platform.

Due to COVID19 hours and accessibility are changing quickly to stay up to date, check your home banking messages, emails and social media.  Our call center is open until 11 p.m. Eastern Time Monday – Friday and until 5 p.m. on Saturday.  NEW* Webchat in home banking is now available.  Stay tuned for more information on new ways to access Michigan Legacy.