LoansDavid Damstra

Debt Consolidation

With a low rate from Michigan Legacy you can save by consolidating your credit cards or loans with other lenders.  Did you know that the average Department Store Card (Lowe’s, Macy’s, Home Depot, JC Penney) have rates as high as 28.95% and higher.  Let Michigan Legacy save you hundreds in interest and years in payments by consolidating to a lower interest rate loan.

Vacation

Dreaming of getting away, let Michigan Legacy assist you with a Vacation Loan.  Our lower rate vacation loans can make that dream vacation happen.  Apply for a vacation loan today, or if you have questions you can apply on our Video Branch, it’s built to make banking convenient and as close as your smart phone

Wedding

Don’t let the biggest day of your life fall short, Michigan Legacy is here to assist with a loan to make that special day exactly as you had envisioned.  For larger loans we can use collateral to extend the term and create a payment that fits your budget.  Apply for a loan today, or if you have questions you can apply on our Video Branch, it’s built to make banking convenient and as close as your smart phone.

Mortgage Loans

With a low rate from Michigan Legacy you can save by consolidating your credit cards or loans with other lenders.  Did you know that the average Department Store Card (Lowe’s, Macy’s, Home Depot, JC Penney) have rates as high as 28.95% and higher.  Let Michigan Legacy save you hundreds in interest and years in payments by consolidating to a lower interest rate loan.

Auto Loans

Michigan Legacy would be honored to assist you in your auto purchase or refinance.  Looking for rates, yeah, we do not publish a fake rate that almost no one qualifies for.  Talk to us by phone, video, text or chat and we will get the ball rolling and assist you in the loan that fits your budget and goals. Ready to apply? Use our video branch it was built for your convenience not ours, take the branch wherever you go, the link is in our mobile app or on our website and you click right here to get more information or start your new car purchase process.  Rates are subject to your credit score unless a special promo dictates otherwise.

RECREATIONAL VEHICLE, BOAT, TRAILER, & ATV LOANS

Yes, we do with terms and payments to fit your budget and financial goals.  Looking for rates, yeah, we do not publish a fake rate that almost no one qualifies for.  Talk to us by phone, video, text or chat and we will get the ball rolling and assist you in the loan that fits your budget and goals. Ready to apply? Use our video branch it was built for your convenience not ours, take the branch wherever you go, the link is in our mobile app or on our website and you click right here to get more information or start your loan application.  Rates are subject to your credit score unless a special promo dictates otherwise.

Motorcycle

Dreaming of the open road on two wheels.  Let us finance that dream for you, our staff would love to work up a loan payment that fits your budget at a competitive rate.  All decisions are made locally, Michigan Based, Member Owned.

Credit Card

Why choose our card?  No annual fee.  According to a survey by Bankrate.com 31% of credit card holders never redeem their credit card rewards.  Does the fee outweigh the rewards you use yearly?  Let’s get real, we offer simple terms 9.9%, 11.9% and 13.9% credit cards without complicated terms.  Payoff your purchases monthly and no interest is charged Cash Advances do not count as purchases. We issue credit cards in our branches so if you are approved today we can get a card in your hands.

Ready to apply? Use our video branch it was built for your convenience not ours, take the branch wherever you go, the link is in our mobile app or on our website and you click right here to get more information or start your loan application.  Rates are subject to your credit score unless a special promo dictates otherwise.

Home Equity Loans

Michigan Legacy offers fixed terms, lines of credit Home Equity Loans.  Use the power of your equity for improvements, debt consolidation, or whatever your need is.  Terms and payments to fit your budget, let us help you manage the puzzle and look for the best option for you.  For more information Call, text, email, or use our new online video chat.  Ready to apply for a Home Equity Loan? Start the process today.

Michigan Legacy Credit Union NMLS# 493594