What does Michigan Legacy Credit Union do with your personal information?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to know what we do.
The types of information we collect and share depends on the products and services you have with us. This information can include:
● Social Security number and income
● Account balances and payment history
● Account transactions and checking account information
● Name and address
If you are no longer our member we continue to share information described in this notice.
All financial companies need to share members’ personal information to run their everyday business. In the sections below, we list the reasons financial companies can share their member’s personal information; the reasons Michigan Legacy Union (MLCU) chooses to share; and whether you can limit this sharing.
|REASONS WE CAN SHARE YOUR PERSONAL INFORMATION||DOES SHARE?||CAN YOU LIMIT THIS SHARING?|
|For everyday business purposes – Such as to process transactions, maintain your account(s), respond to court orders or internal investigations, or report to credit bureaus||Yes||No|
|For marketing purposes – to offer our products and services to you||Yes||Yes|
|For joint marketing with other financial companies||Yes||Yes|
|For our affiliates’ everyday business purposes – Information about your transactions and experiences||Yes||No|
|For our affiliates’ everyday business purposes – Information about your credit worthiness||No||We do not share|
|For non-affiliates to market you||No||We do not share|
To Limit Our Sharing
There are four ways to change the available options:
● Go to It’s Me 247 our Home Banking Service and click on “My Preferences” at the top of the screen, then “My Contact Options”.
● Call a member service representative at any branch office.
● Send us your request by clicking on the “Contact Us’ option at the top right on our website’s homepage; DO NOT include your account number.
● Mail your request to any of our branch offices.
Call toll free 800-552-8643 or visit us at www.michiganlegacycu.org
|WHO WE ARE|
|Who is providing this notice?||Michigan Legacy Credit Union|
|How does MLCU collect my information?||To protect your personal information from unauthorized access or use, we use security 269 Oak Street, Wyandotte, MI 48192 734-285-0600 michiganlegacycu.org measures that comply with federal law. These measures include computer safeguards and secured files and buildings. MLCU regularly tests and assesses its information security measures, systematically trains employees, and adopts upgrades and enhancements as necessary to protect your information.|
|How does MLCU collect my information?||
We collect your personal information, for example, when you:
We also collect your personal information from others, such as credit bureaus, affiliates, and/or other companies.
|Why can’t I limit all sharing?||
Federal law gives you the right to limit only:
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Companies not related by common ownership or control They can be financial and on financial companies.
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.