Privacy NoticeKellie Etterman


What does Michigan Legacy Credit Union do with your personal information?


Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to know what we do.


The types of information we collect and share depends on the products and services you have with us. This information can include:

● Social Security number and income
● Account balances and payment history
● Account transactions and checking account information
● Name and address

If you are no longer our member we continue to share information described in this notice.


All financial companies need to share members’ personal information to run their everyday business. In the sections below, we list the reasons financial companies can share their member’s personal information; the reasons Michigan Legacy Union (MLCU) chooses to share; and whether you can limit this sharing.


For everyday business purposes – Such as to process transactions, maintain your account(s), respond to court orders or internal investigations, or report to credit bureaus Yes No
For marketing purposes – to offer our products and services to you Yes Yes
For joint marketing with other financial companies Yes Yes
For our affiliates’ everyday business purposes – Information about your transactions and experiences Yes No
For our affiliates’ everyday business purposes – Information about your credit worthiness No We do not share
For non-affiliates to market you No We do not share

To Limit Our Sharing

There are four ways to change the available options:
● Go to It’s Me 247 our Home Banking Service and click on “My Preferences” at the top of the screen, then “My Contact Options”.
● Call a member service representative at any branch office.
● Send us your request by clicking on the “Contact Us’ option at the top right on our website’s homepage; DO NOT include your account number.
● Mail your request to any of our branch offices.


Call toll free 800-552-8643 or visit us at

Who is providing this notice? Michigan Legacy Credit Union
How does MLCU collect my information? To protect your personal information from unauthorized access or use, we use security 269 Oak Street, Wyandotte, MI 48192 734-285-0600 measures that comply with federal law. These measures include computer safeguards and secured files and buildings. MLCU regularly tests and assesses its information security measures, systematically trains employees, and adopts upgrades and enhancements as necessary to protect your information.
How does MLCU collect my information?

We collect your personal information, for example, when you:

  • Open an account or deposit money
  • Pay your bills or apply for a loan
  • Use your credit or debit card
  • Complete the Contact Us form on our website

We also collect your personal information from others, such as credit bureaus, affiliates, and/or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

  • Sharing for affiliates’ everyday business purposes information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include: no affiliates.
Non Affiliates

Companies not related by common ownership or control They can be financial and on financial companies.

  • MLCU does not share with non-affiliates.
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include investment, insurance, other financial service companies and marketing & advertising firms including: Landis Wealth Management, CUNA Mutual, and Neighborhood Mortgage Solutions