Rates effective as of 12/01/2016

Savings Rates

Savings AccountsAPY and Dividend Rate*
Share Savings0.05%
Special Savings0.05%
Christmas Club0.05%
Money Market Accounts
Balances of $2,000 - $4,999.990.05%
Balances of $5,000 - $24,999.990.10%
Balances of $25,000 - $99,999.990.20%
Balances of $100,000 or More0.25%
IRA Shares0.15%

Certificate Rates

12-Month CertificateAPY and Dividend Rate*
Minimum Deposit - $5000.25%
Minimum Deposit - $100,0000.35%
18-Month Certificate
Minimum Deposit - $5000.25%
Minimum Deposit - $100,0000.35%
24-Month Certificate
Minimum Deposit - $5000.45%
Minimum Deposit - $100,0000.55%
36-Month Certificate
Minimum Deposit - $5000.65%
Minimum Deposit - $100,0000.75%
48-Month Certificate
Minimum Deposit - $5000.85%
Minimum Deposit - $100,0000.94%
60-Month Certificate
Minimum Deposit - $5001.10%
Minimum Deposit - $100,0001.20%
Kids' 12-Month CertificateAPY and Dividend Rate*
Minimum Deposit - $1000.45%
Kids' 24-Month Certificate
Minimum Deposit - $1000.65%

Loan Rates

Loan TypeAPR
New Vehicle LoanAs low as 1.98%
Used Vehicle LoanAs low as 1.98%
RV and Boat LoanAs low as 3.15%
Home Equity Line of CreditAs low as 4.00%
Fixed-Rate Home EquityAs low as 4.00%
ReadyCash Line of CreditAs low as 8.75%
Personal LoanCall for current rate at 248-334-0568

* APY = Annual Percentage Yield. Fees may reduce earnings. Rate may change after the account is opened. Penalty for early withdrawals.

† Your APR (Annual Percentage Rate) will be based upon your individual credit worthiness, loan amount, term of loan, and applicable prepaid items. HELOC loans have a $10,000 minimum. Visa® requires annual use of card or a fee may be imposed.

Questions? We are ready to assist you and treat you like an owner. Contact our Call Center at (800) 552-8643