Rates effective as of 12/01/2016

Savings Rates

Savings AccountsAPY and Dividend Rate*
Share Savings0.050%
Special Savings0.050%
Christmas Club0.050%
Money Market Accounts
Balances of $2,000 - $4,999.990.050%
Balances of $5,000 - $24,999.990.100%
Balances of $25,000 - $99,999.990.200%
Balances of $100,000 or More0.250%
IRA Shares0.150%

Certificate Rates

12-Month CertificateAPY and Dividend Rate*
Minimum Deposit - $5000.250%
Minimum Deposit - $100,0000.350%
18-Month Certificate
Minimum Deposit - $5000.250%
Minimum Deposit - $100,0000.350%
24-Month Certificate
Minimum Deposit - $5000.450%
Minimum Deposit - $100,0000.550%
36-Month Certificate
Minimum Deposit - $5000.650%
Minimum Deposit - $100,0000.750%
48-Month Certificate
Minimum Deposit - $5000.850%
Minimum Deposit - $100,0000.940%
60-Month Certificate
Minimum Deposit - $5001.100%
Minimum Deposit - $100,0001.200%
Kids' 12-Month CertificateAPY and Dividend Rate*
Minimum Deposit - $5000.450%
Kids' 12-Month Certificate
Minimum Deposit - $5000.650%

Loan Rates

Loan TypeAPR
New Vehicle LoanAs low as 1.989%
Used Vehicle LoanAs low as 1.989%
RV and Boat LoanAs low as 3.150%
Home Equity Line of CreditAs low as 4.000%
Fixed-Rate Home EquityAs low as 4.000%
ReadyCash Line of CreditAs low as 8.750%

* APY = Annual Percentage Yield. Fees may reduce earnings. Rate may change after the account is opened. Penalty for early withdrawals.

† Your APR (Annual Percentage Rate) will be based upon your individual credit worthiness, loan amount, term of loan, and applicable prepaid items. HELOC loans have a $10,000 minimum. Visa® requires annual use of card or a fee may be imposed.

Questions? We are ready to assist you and treat you like an owner. Contact our Call Center at (800) 552-8643