Home Sweet Home memories brought to you by Michigan Legacy Credit Union

Buying or Refinancing a home?

Home purchases and refinances are your largest investment as an owner.  Our staff is dedicated to walk you through this process and answer all your questions. Start by applying for a mortgage loan today!

Phone: 248-334-0568

Email: mortgages@michiganlegacycu.org

Mortgage Services fax# (248) 322-8087

Michigan Legacy Credit Union NMLS# 493594

Contact one of our mortgage specialists today for all your real estate lending options.  (Do not send account information through standard email as it is not secure).

Apply For A Mortgage Now


Home Equity

The Tax-Smart way to borrow money to help you will all of your goals and dreams.

We offer revolving, re-usable Home Equity lines of credit with variable rates and fixed rate Home Equity loans with flexible terms and payment options. With our competitive rates and terms we can find the right option for you, the credit union will help you avoid unnecessary charges. Smart sensible loans with no surprises, let us show you how.

We will even refinance your existing Home Equity Line or loan at another institution and try to help you lower your payments or reduce the total interest you pay over the life of the loan.

Home Mortgage Disclosure Act Notice

The HMDA data about our residential mortgage lending are available for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, and income of applicants and borrowers; and information about loan approvals and denials. Inquire at this office regarding the locations where HMDA data may be inspected. To receive a copy of these data send a written request to Michigan Legacy Credit Union, 144 East Pike Street, Pontiac, MI 48342

Michigan Legacy Credit Union NMLS #493594

* Variable Annual Percentage Rates (APR) are based on an index plus a margin. Applicable rates are based on applicant’s credit history and loan-to-value. Property, title and/or flood insurance, if applicable, is required.

Apply For A HELOC Now

Rates can change daily. For current rates please contact the Mortgage Department at 248-334-0568 or text us at 248-409-3151 or email us at mortgages@michiganlegacycu.org


† Your APR (Annual Percentage Rate) will be based upon your individual credit worthiness, loan amount, term of loan, and applicable prepaid items. HELOC loans have a $10,000 minimum.