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Rates

Savings Rates

Savings Accounts APY and Dividend Rate*
Share Savings 0.050%
Special Savings 0.050%
Christmas Club 0.050%
Money Market Accounts
Balances of $2,000 - $4,999.99 0.050%
Balances of $5,000 - $24,999.99 0.100%
Balances of $25,000 - $99,999.99 0.200%
Balances of $100,000 or More 0.250%
IRA Shares 0.150%

Certificate Rates

12-Month Certificate APY and Dividend Rate*
Minimum Deposit - $500 0.250%
Minimum Deposit - $100,000 0.350%
18-Month Certificate
Minimum Deposit - $500 0.250%
Minimum Deposit - $100,000 0.350%
24-Month Certificate
Minimum Deposit - $500 0.450%
Minimum Deposit - $100,000 0.550%
36-Month Certificate
Minimum Deposit - $500 0.650%
Minimum Deposit - $100,000 0.750%
48-Month Certificate
Minimum Deposit - $500 0.850%
Minimum Deposit - $100,000 0.940%
60-Month Certificate
Minimum Deposit - $500 1.100%
Minimum Deposit - $100,000 1.200%

Kids' 12-Month Certificate APY and Dividend Rate*
Minimum Deposit - $500 0.450%
Kids’ 24-Month Certificate
Minimum Deposit - $500 0.650%

Loan Rates

Loan Type APR†
New Vehicle Loan As low as 1.989%
Used Vehicle Loan As low as 1.989%
RV and Boat Loan As low as 3.150%
Home Equity Line of Credit As low as 4.000%
Fixed-Rate Home Equity As low as 4.000%
ReadyCash Line of Credit As low as 8.750%

Rates effective as of 5/13/2016.

* APY = Annual Percentage Yield. Fees may reduce earnings. Rate may change after the account is opened. Penalty for early withdrawals.

† Your APR (Annual Percentage Rate) will be based upon your individual credit worthiness, loan amount, term of loan, and applicable prepaid items. HELOC loans have a $10,000 minimum. Visa® requires annual use of card or a fee may be imposed.