Totally Free Checking
Check Into the Savings!

Types of checking accounts available

  • Individual and Joint Accounts.
  • Business and Organization.


  • Saves money over most bank checking accounts.
  • Convenience of direct deposit or payroll deduction.
  • Insured safety of your deposits.
  • No need to save and store checks; we do it for you.
  • Avoid the embarrassment of overdrawn checks with an Overdraft Line of Credit (to those who qualify).
  • Available to you 24 hours a day, seven days a week.
  • Access your account with a Michigan Legacy Credit Union Debit MasterCard at over 25,000 Surcharge-Free ATMs and thousands more merchants nationwide.


  • NO minimum balance requirement.
  • NO monthly maintenance fees
  • Personalized checks in a wide variety of designs.
  • NCUA Federal deposit insurance on deposits up to $250,000.
  • Unlimited FREE check writing (no per check costs).
  • Check safekeeping.
  • FREE 24/7 access with CU*TALK and It’s Me 247.
  • Internet Bill Payment Service – First 15 payments are FREE…see how Cool Perk$ can get you unlimited payments!
  • Courtesy Pay – save the embarrassment and merchant cost of returned checks (this service is provided for members in good standing)
  • Overdraft from line of credit - FREE *
  • FREE Debit MasterCard / ATM card (to those who qualify).
  • Overdraft Line of Credit (* to qualified applicants).