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Business Services

Savings & Certificate Programs

Earn competitive or higher returns on your investments with our full range of savings, money market and certificate programs. Your funds at Michigan Legacy Credit Union are insured up to $250,000 by the National Credit Union Administration, and backed by the full faith and credit of the U.S. Government. IRAs are insured separately up to $250,000.

Checking Account & Debit MasterCard

Enjoy the benefits of our business checking account with convenient access to your account with our Debit Card. Our Debit Card can be used at any location accepting the MasterCard logo worldwide, and it’s also your ATM card. The checking account also features overdraft protection options.

Convenient Services

We understand the need to minimize the time it takes to take care of your financial business. That’s why we offer a wide range of services that make it convenient for you to do business with Michigan Legacy Credit Union.

  • More than 25,000 surcharge-free ATMs nationwide through the CO-OP Network system. Obtain locations through mobile or GPS devices, online or by phone.
  • Xtend shared branch offices throughout Michigan. Click on the Xtend logo for a location near you.
  • Service Centers with evening & Saturday hours and National Shared Branches.
    Visit for locations in your area.
  • It’s Me 247 Personalized Home Banking & Online Bill Pay
  • E-Statements
  • Direct Deposit & Payroll Deduction

Loan Programs

Michigan Legacy Credit Union offers a full range of low-rate loan programs to meet your total borrowing needs.

  • New & Used Vehicles
  • Commercial Mortgages
  • Lines-of-Credit

Helping your bottom line

Michigan Legacy Credit Union has established relationships with various partners to provide discounted products and services to our business account members. The majority of these relationships are with local businesses that take pride in the quality of their products and their high level of personalized service to you and your employees.

We constantly seek out opportunities for our business members in order to provide products and services that will enhance their operations.

Merchant Credit Card Services

This service allows you to accept credit cards from your customers/patients. Businesses have the option to accept any and/or all of the credit cards including VISA, MasterCard, Discover, American Express and debit cards.

The type of equipment required by each business may vary. Account managers are available to help determine the best equipment and software for your specific needs. Local customer support representatives are available 24/7. Best of all, there are NO long-term merchant or equipment contracts required.

If you are currently using a merchant credit card service, the account manager will provide you with a no-cost, no-obligation comparison for your review.

Computer & Network Administration Services

Technology is constantly changing and it’s hard to keep up with the current trends. Local consultants and computer experts are available to provide our Business members with a wide range of services including web site design and support, and network administration. Please contact us if you are interested in a free consultation or appointment.  They can review your systems to ensure that you are protected with the most current antivirus and antispyware programs, and to be sure that you are getting the most out of your computer system.

Purchase discounted computers and software, and take advantage of on-site help for all of your computer needs. Michigan Legacy Credit Union has leveraged discounts for our business members to assist you in reducing your business costs.

Office Supply Discounts

Why pay more for office supplies. We’ve negotiated group discounts for office supplies from paper and pencils to office equipment and furniture. Once you’re registered, make your purchases on-line and automatically receive the available discounts (discounts vary based on the specific items).

For more information about the benefits available to you and your business, contact any Michigan Legacy Credit Union office today or email us at